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Once again Insurance screws with me.



I heard back from my insurance company about my Long term disability leave from August till now. They will pay me from August 24 to Oct 14. last year. And no further. Leaving me quite short from October to January in funds.

This of course would Not have been a problem at all had they not screwed up in the first place and put me on short term instead of long term. I was well into it before they discovered their mistake and said I had to apply for long term, well appeal my long term. I had to return those funds. And it made the process that much delayed. Over $4000 dollars of money in delays I had to put back... before the long term process could even start. Had it started right away it would be done and I'd be back at work already.

I might have to contact the ombudsman about this one since their error cost me thousands of dollars in workable time. And I am not to blame for that. So why should I have to pay for that?

The next issue is the insurance company doesn't see my health as that big of an actual issue, as why they think I should only be off till October of last year. So I assume they think I am find to work full time again, although they didn't say it. But my doc, two psychologists and specialists thing I explicitly cannot work full time, only part time.

Needless to say, I want a response on that issue as well. However, it is causing me to immediately apply for jobs. In this market, next to impossible to do. There are jobs, just not many part-time non commuting jobs. I had heard there were way more part-time but when you look... not at all.
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